Powered by an AI agent

Find the cheapest loan across all local banks.

In just a few minutes, SmartBanker compares offers from every bank and, with the help of an AI agent, finds the loan that pays off most for you — whether you're taking a new one or refinancing an existing one. No branch visits, no calling loan advisors.

✓ Free to install ✓ All banks in one place ✓ Results in minutes

Your best offers

€20,000 loan · 60 installments
B

Banka B

nominal rate 5,4%

BEST

380 € / mo.

A

Banka A

nominal rate 6,9%

402 € / mo.

C

Banka C

nominal rate 7,2%

408 € / mo.

Save up to €1,680 over the life of the loan

* Banks and amounts shown are an illustrative example.

Compare offers from local banks in one place

Banka Banka Banka Banka Banka and more…

How it works

Your best loan in three steps

Instead of visiting banks and calling advisors, leave it to us.

1

Tell us what you need

Enter the amount, term and loan type. It takes just a few seconds.

2

The AI agent compares banks

Our smart assistant compares the rates and terms of local banks for you.

3

Get the best offer

See the most favorable option and exactly how much you save. The decision is yours.

Why SmartBanker

A smarter way to get a loan

%

Worth it

The fee is small, but the interest savings can be large — especially when refinancing an existing loan.

In just minutes

No branch visits or calls to loan advisors. Get everything from the app, whenever it suits you.

The AI agent works for you

A smart assistant compares every bank and recommends the option that pays off most for you.

New loans and refinancing

Find a cheaper new loan, or refinance your existing one on better terms.

Pricing

Simple and fair

Downloading and installing are free. You only pay once we find you the best offer — a small fee for a loan that saves you money. No subscription and no hidden costs.

  • Free to install — try it with no obligation.
  • Pay only for results — a small fee only once we find the best offer.
  • New loan or refinancing — we look for the best terms either way.
  • No hidden costs — see exactly how much you save before you decide.

FAQ

Everything you want to know

Is the app free?+

Installing and using it are free. You only pay a fee once we find and confirm the best loan offer for you.

Which banks are included?+

The local banks we work with. We're constantly expanding the list — the goal is to compare all available offers in one place.

How does the AI agent help?+

It compares the terms and rates of every bank for you and recommends the option that pays off most — quickly and effortlessly.

Ready to save on your loan?

Download SmartBanker and find out in minutes where your most favorable loan is waiting.

Get the app